Comprehensive coverage terms, pricing tiers, and eligibility requirements for every Drive Protection product.
Our Vehicle Service Contract (VSC) provides mechanical and electrical breakdown protection beyond the manufacturer's warranty. Available in three coverage levels to match every budget and risk tolerance.
All VSC plans include 24/7 roadside assistance, rental car reimbursement up to $40/day for 5 days, and trip interruption benefits up to $200/day for 3 days when a covered breakdown occurs more than 100 miles from home.
| Term | Mileage Limit | Vehicle Age | Deductible Options | Transferable |
|---|---|---|---|---|
| 12 Months | Up to 15,000 mi | Up to 15 years | $0, $100, $200 | â Yes |
| 24 Months | Up to 30,000 mi | Up to 12 years | $0, $100, $200 | â Yes |
| 36 Months | Up to 45,000 mi | Up to 10 years | $0, $100, $200 | â Yes |
| 48 Months | Up to 60,000 mi | Up to 8 years | $0, $100, $200 | â Yes |
| 60 Months | Up to 75,000 mi | Up to 6 years | $0, $100, $200 | â Yes |
| 72 Months | Up to 100,000 mi | Up to 4 years | $0, $100 | â Yes |
| 84 Months | Up to 125,000 mi | Up to 3 years | $0, $100 | â Yes |
Guaranteed Asset Protection (GAP) is essential for any financed or leased vehicle. When a vehicle is declared a total loss or stolen and not recovered, primary insurance typically pays only the actual cash value (ACV) â which may be thousands less than the outstanding loan or lease balance.
Drive Protection GAP coverage pays the difference, protecting customers from owing money on a vehicle they no longer have. Available for both finance and lease transactions.
| Feature | Standard GAP | GAP Plus |
|---|---|---|
| Loan/Lease Balance Coverage | â | â |
| Insurance Deductible Waiver | Up to $500 | Up to $1,000 |
| Replacement Vehicle Credit | â | Up to $1,000 |
| Rolled-in Negative Equity | Up to 125% MSRP | Up to 150% MSRP |
| Max Benefit | $50,000 | $75,000 |
| Term | Up to 84 months | Up to 84 months |
Your vehicle is declared a total loss by your primary insurance carrier or is stolen and not recovered within 30 days.
Your auto insurance pays the actual cash value of the vehicle, which may be less than your remaining loan balance.
Drive Protection GAP pays the remaining balance between the insurance settlement and your outstanding loan or lease amount.
Your loan is settled in full. With GAP Plus, you also receive a credit toward your next vehicle purchase.
Road hazard coverage for tire and wheel damage caused by potholes, nails, glass, and other road debris. Covers repair and replacement costs including mounting, balancing, and valve stems â with no deductible on standard plans.
| Coverage Item | Basic | Standard | Premium |
|---|---|---|---|
| Tire Repair | â | â | â |
| Tire Replacement | â | â | â |
| Wheel Repair | â | â | â |
| Wheel Replacement | â | â | â |
| Mounting & Balancing | â | â | â |
| TPMS Sensor | â | â | â |
| Cosmetic Wheel Damage | â | â | â |
| Deductible | $50 | $0 | $0 |
Keep your vehicle looking its best with our comprehensive appearance protection suite.
Professional PDR coverage for minor dents, dings, and hail damage without repainting. Preserves factory finish and vehicle value.
| Plan | Incidents | Max Dent Size |
|---|---|---|
| Basic | 3/year | 2 inches |
| Standard | 6/year | 3 inches |
| Premium | Unlimited | 4 inches |
Chip repair and full replacement coverage including ADAS recalibration. No deductible on most plans. Mobile service available.
| Coverage | Basic | Premium |
|---|---|---|
| Chip Repair | â | â |
| Full Replacement | â | â |
| ADAS Recalibration | â | â |
| Deductible | $50 | $0 |
Exterior paint protection against UV oxidation, acid rain, bird droppings, and minor scratches. Professional application at point of sale.
| Feature | Included |
|---|---|
| UV/Oxidation Protection | â |
| Acid Rain/Bird Droppings | â |
| Minor Scratch Coverage | â |
| Annual Touch-Up Service | â |
| Transferable | â |
Lost, stolen, or damaged key fob replacement including programming. Modern smart keys cost $300â$800 to replace â we cover it all.
| Benefit | Included |
|---|---|
| Lost/Stolen Key Replacement | â |
| Damaged Key Replacement | â |
| Key Programming | â |
| Lockout Service | â |
| Towing Benefit | â |
| 24/7 Claims Hotline | â |
Fabric, leather, and carpet protection against stains, spills, burns, and rips. Professional treatment application with repair coverage.
| Coverage | Standard | Premium |
|---|---|---|
| Fabric/Carpet Treatment | â | â |
| Leather Conditioning | â | â |
| Stain/Spill Repair | â | â |
| Burn Repair | â | â |
| Rip/Tear Repair | â | â |
| Odor Elimination | â | â |
VIN etching deterrent plus financial protection benefit if the vehicle is stolen and unrecovered. Catalytic converter protection add-on available.
| Benefit | Standard | Plus |
|---|---|---|
| VIN Etching | â | â |
| Theft Benefit | $2,500 | $5,000 |
| Deductible Reimbursement | $500 | $1,000 |
| Catalytic Converter | â | â |
| GPS Integration | â | â |
24/7 emergency roadside assistance nationwide. Whether it's a flat tire, dead battery, or empty fuel tank, we have you covered wherever you are.
| Service | Basic | Premium |
|---|---|---|
| Towing | Up to 25 mi | Up to 100 mi |
| Flat Tire Change | â | â |
| Battery Jump Start | â | â |
| Fuel Delivery | â | â |
| Lockout Service | â | â |
| Trip Interruption | â | $200/day à 3 |
| Rental Reimbursement | â | $40/day à 5 |
| Concierge Service | â | â |
Prepaid maintenance programs that lock in today's service prices. Available for retail customers and fleet operators with customizable service intervals.
| Service | Essential | Complete |
|---|---|---|
| Oil Change (up to 5 qts) | â | â |
| Oil Filter | â | â |
| Tire Rotation | â | â |
| Multi-Point Inspection | â | â |
| Air Filter Replacement | â | â |
| Cabin Filter Replacement | â | â |
| Brake Inspection | â | â |
| Fluid Top-Offs | â | â |
Combine multiple protection products for comprehensive coverage at significant savings versus purchasing individual plans.
Our protection specialists will build the right coverage package for your vehicle, fleet, or dealership.
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